Insurance – everyone who works lawful in the Netherlands must have health insurance, also person who are not registered in the Netherlands. You must insure yourself against the costs of medical care. Even if you do not live in the Netherlands, but you work here and pay tax, you have to arrange health insurance. This also applies if you already have health insurance in your home country and only work in the Netherlands. The employer is obliged to pay social security contributions. Social insurance is not related to health insurance.
If you have a Dutch health insurance you are entitled to allowance – Zorgtoeslag.
When can you be living in the Netherlands without being insured?
- If you work outside the Netherlands and do not have a Dutch secondment certificate.
- If you work as a civil servant for another country’s embassy or consulate, or for an international organization such as NATO, the European Union or Eurocontrol. Your family members will only be insured if they work in the Netherlands.
- If you work for the government of another country or for the Antillean or Aruban government. In that case, your family members will not be covered under Dutch national insurance either.
- If you work in international transport for a non-Dutch employer, transporting persons or goods mainly outside the Netherlands.
- If you are a musician, performing artist or sportsperson working in the Netherlands for a short period of time.
- If you are studying in the Netherlands temporarily and are not employed.